AnnualPlan.ai
These Terms and Conditions ("Terms," "Agreement") constitute a legally binding agreement between you ("User," "you," "your") and CLRT Venture Studio ("Company," "we," "us," "our"), the operator of AnnualPlan.ai (the "Service," "Platform"). By accessing or using AnnualPlan.ai, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service. PLEASE READ THESE TERMS CAREFULLY. THEY CONTAIN IMPORTANT INFORMATION ABOUT YOUR RIGHTS AND OBLIGATIONS, AS WELL AS LIMITATIONS AND EXCLUSIONS THAT MAY APPLY TO YOU.
The following terms have specific meanings in this Agreement:
You must be at least 16 years of age to use this Service. If you are between 16 and 18 years of age (or the age of legal majority in your jurisdiction), you may only use the Service with the consent of a parent or legal guardian who agrees to be bound by these Terms. By using the Service, you represent and warrant that you meet the eligibility requirements set forth in this section.
To access certain features of the Service, you must register for an Account. When registering, you agree to:
Each individual may only maintain one Account. We reserve the right to terminate duplicate accounts.
AnnualPlan.ai is a goal-setting and life management platform that helps users:
We strive to maintain Service availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to scheduled maintenance (we will provide reasonable advance notice when possible), emergency repairs or updates, or circumstances beyond our reasonable control.
We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
You are responsible for:
You agree to create a strong password and not to share your login credentials with any third party. If you believe your Account has been compromised, you must notify us immediately at security@annualplan.ai.
We reserve the right to suspend or terminate your Account if:
The Service offers Trial Period (14 days free with access to core features), Monthly Subscription ($20.00 USD per month with all features), and Annual Subscription (if offered, at a discounted rate). The Trial Period requires a valid payment method at registration and includes full onboarding, AI-powered plan generation, dashboard, scorecard, ritual tracking, AI coaching, streaks, levels, weekly summaries, and data export. The Trial Period does NOT include Crews, Leaderboards, Streak Shields, Streak Restore, social sharing, or advanced analytics.
The Trial Period is 14 days from the date of account registration. A valid payment method is required to start the Trial Period. You will NOT be charged during the Trial Period if you cancel before it ends. If you do not cancel before the Trial Period ends, your subscription will automatically convert to a paid Monthly Subscription. Each user is eligible for only one Trial Period.
The Monthly Subscription fee is $20.00 USD per month, charged in advance at the beginning of each billing period. All fees are stated in US Dollars unless otherwise indicated at checkout. Fees are non-refundable except as expressly set forth in these Terms or as required by applicable law.
Payments are processed through third-party payment processors (e.g., Stripe, Apple Pay, Google Pay). By providing payment information, you represent that you are authorized to use the payment method provided and that the information is accurate and complete.
Your Trial Period will automatically convert to a paid Monthly Subscription at the end of the 14-day Trial Period unless you cancel before it ends. Monthly Subscriptions automatically renew at the end of each monthly billing period unless cancelled. You may cancel your subscription at any time through your Account settings.
We may change subscription prices at any time. Price changes will not affect your current billing period. We will provide at least 30 days' notice via email before any price increase takes effect.
If you cancel during the Trial Period, you will not be charged. Monthly subscription fees are generally non-refundable, except for erroneous charges or significant technical issues preventing use within 7 days of charge. Submit refund requests to support@annualplan.ai.
If a payment fails, we will notify you via email and attempt to charge again within 3-5 days. If payment cannot be collected, your access will be suspended and your account downgraded. Data will be retained for 30 days.
You are responsible for all applicable taxes, duties, and levies associated with your subscription (including VAT, GST, and sales tax), except for taxes based on our net income.
We may offer free trials of premium features from time to time. Free trials automatically convert to paid subscriptions unless cancelled before the trial ends. We will notify you before your trial ends.
Promotional offers are subject to specific terms disclosed at the time of the offer. Promotional pricing applies only to the initial subscription period unless otherwise stated. Promotional offers cannot be combined unless explicitly permitted.
You retain ownership of all User Content you submit to the Service. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to store, process, and display your User Content to provide the Service, use your User Content to improve the Service (in anonymized, aggregated form), and create backup copies for disaster recovery purposes. This license terminates when you delete your User Content or Account.
By submitting User Content, you represent and warrant that you own or have the necessary rights to submit the Content, the Content does not violate the rights of any third party, and the Content complies with these Terms and all applicable laws.
We do not actively monitor User Content but reserve the right to review User Content for compliance with these Terms, remove or disable access to User Content that violates these Terms, and report illegal content to appropriate authorities.
You agree not to engage in illegal activities, upload harmful content (defamatory, obscene, threatening, harassing, fraudulent, or infringing content), attempt system abuse (unauthorized access, interference, automated scripts without authorization, circumventing security), commit account abuse (multiple accounts, sharing credentials, impersonation), engage in commercial misuse (reselling, competing, scraping), or cause community harm (manipulating leaderboards, false reports, spam).
Violations of this Acceptable Use Policy may result in warning or temporary suspension, permanent termination of your Account, legal action where appropriate, or reporting to law enforcement authorities.
The Service, including its original content, features, functionality, design, and branding, is owned by CLRT Venture Studio and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. This includes the AnnualPlan.ai name, logo, and brand elements, the Service's user interface and design, our proprietary algorithms and AI models, documentation, guides, and educational content, and software code and technical infrastructure.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial purposes, subject to these Terms.
You may not copy, modify, or distribute the Service or any portion thereof, use our trademarks without prior written consent, remove any copyright, trademark, or proprietary notices, or create derivative works based on the Service.
If you provide feedback, suggestions, or ideas about the Service ("Feedback"), you grant us an unlimited, irrevocable, perpetual, royalty-free license to use such Feedback for any purpose without compensation to you.
The Service may integrate with third-party services (e.g., Apple Health, Google Fit, Strava) to enhance functionality. Your use of third-party services is subject to their respective terms and privacy policies.
The Service may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or availability of third-party sites, any loss or damage arising from your use of third-party sites, or any transactions between you and third parties.
The inclusion of any third-party link or integration does not imply endorsement by us of the third party or its products or services.
The Service uses artificial intelligence to generate personalized plans, recommendations, and coaching insights. You acknowledge and agree that AI-generated content is provided for informational purposes only, AI-generated content should not be considered professional advice (medical, legal, financial, or otherwise), AI systems may produce errors, inaccuracies, or inappropriate content, and you are responsible for evaluating and acting upon AI-generated content.
THE SERVICE DOES NOT PROVIDE MEDICAL, PSYCHOLOGICAL, FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. AI-generated coaching and recommendations are for general informational and motivational purposes only. Always consult qualified professionals for matters requiring professional expertise.
We may use anonymized, aggregated data from user interactions to improve our AI systems. This data cannot be used to identify individual users.
In certain circumstances, our team may review AI outputs and user interactions to improve service quality and safety. Such reviews are subject to our Privacy Policy.
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
By using the Service, you consent to the collection and processing of your personal data as described in our Privacy Policy, the transfer of your data to servers located in various jurisdictions, and the use of cookies and similar technologies as described in our Privacy Policy.
Depending on your jurisdiction, you may have certain rights regarding your personal data, including the right to access, correct, delete, or port your data. Please see our Privacy Policy for details.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, OR COMPLETENESS OF CONTENT, AND UNINTERRUPTED OR ERROR-FREE OPERATION.
WE DO NOT GUARANTEE THAT the Service will meet your specific requirements or expectations, you will achieve any particular results from using the Service, the Service will be uninterrupted, timely, secure, or error-free, or any errors in the Service will be corrected.
You acknowledge that your success depends on your own efforts and circumstances, the Service is a tool to assist you, not a guarantee of outcomes, and you are solely responsible for your decisions and actions.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CLRT VENTURE STUDIO, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, OR DAMAGES RESULTING FROM your access to or use of (or inability to access or use) the Service, any conduct or content of any third party on the Service, any content obtained from the Service, or unauthorized access, use, or alteration of your transmissions or content.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF the amount you paid us in the twelve (12) months preceding the claim, OR one hundred US dollars ($100).
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
THE LIMITATIONS IN THIS SECTION APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
You agree to indemnify, defend, and hold harmless CLRT Venture Studio and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or relating to your use of the Service, your User Content, your violation of these Terms, your violation of any rights of another party, or your violation of any applicable laws.
We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, at your expense. You agree to cooperate with our defense of such claims.
You may terminate your Account at any time by using the Account deletion feature in your settings or by contacting us at support@annualplan.ai. Upon termination, your right to use the Service will immediately cease.
We may terminate or suspend your Account immediately, without prior notice or liability, for any reason, including if you breach any provision of these Terms, we are required to do so by law, we discontinue the Service, or we detect fraudulent or illegal activity.
Upon termination, your license to use the Service terminates immediately, we may delete your Account and User Content, you remain liable for any fees owed prior to termination, and provisions that by their nature should survive termination shall survive.
Before terminating your Account, you may export your data using the export feature in your Account settings. We recommend exporting your data before requesting Account deletion.
The following sections shall survive termination: Intellectual Property Rights, Disclaimers, Limitation of Liability, Indemnification, Dispute Resolution, and any other provisions that by their nature should survive.
We reserve the right to modify these Terms at any time. When we make changes, we will post the updated Terms on the Service, update the "Last Updated" date, provide notice for material changes via email or through the Service, and your continued use constitutes acceptance.
If you do not agree to modified Terms, you must stop using the Service and terminate your Account. Continued use after the effective date of changes constitutes acceptance.
We may modify, update, or discontinue features of the Service at any time. We will provide reasonable notice for significant changes that materially affect your use of the Service.
Before initiating any formal dispute resolution, you agree to first contact us at legal@annualplan.ai and attempt to resolve the dispute informally for at least 30 days.
IF WE CANNOT RESOLVE A DISPUTE INFORMALLY, YOU AND WE AGREE TO RESOLVE ANY DISPUTES THROUGH BINDING ARBITRATION, RATHER THAN IN COURT, except that either party may bring claims in small claims court if eligible, or either party may seek injunctive relief in court for intellectual property infringement.
Arbitration shall be conducted by a single arbitrator under the rules of the International Chamber of Commerce (ICC) or, for US residents, the American Arbitration Association (AAA). The arbitration shall be conducted in English.
YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR OUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION.
You may opt out of the arbitration and class action waiver provisions by notifying us in writing within 30 days of first accepting these Terms. Send opt-out notices to: legal@annualplan.ai with subject line "Arbitration Opt-Out."
This arbitration agreement does not apply where prohibited by law or where you have mandatory consumer protection rights that cannot be waived.
These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions, except where superseded by mandatory local consumer protection laws.
If you are a consumer in the European Union, you will benefit from any mandatory provisions of the law of the country in which you are resident. Nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions.
Subject to the arbitration provisions above, any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Dubai, UAE, and you consent to personal jurisdiction in such courts.
These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and us concerning the Service.
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be modified to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by us.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign our rights and obligations without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemics, power outages, or internet disruptions.
The section headings in these Terms are for convenience only and have no legal or contractual effect.
These Terms are written in English. Any translations are provided for convenience only. In the event of a conflict between the English version and any translation, the English version shall prevail.
These Terms do not confer any rights on any third party unless expressly stated.
If you have any questions about these Terms, please contact us:
CLRT Venture Studio Email: legal@annualplan.ai Support: support@annualplan.ai For privacy-related inquiries: privacy@annualplan.ai For security concerns: security@annualplan.ai
BY USING ANNUALPLAN.AI, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.
